What type of Investor is suitable for investing with Lendvest Capital
Bank GIC’s typically offer a return of 3-4%, and the majority are locked in over longer periods of time. These returns are insufficient to keep up with the current rate of inflation which is sitting north of 8%. Lendvest Capital has been generating returns north of 9% since it’s inceptions, therefore keeping your purchasing power in tact.
Many of our clients hold rental properties, and equity portfolios. Our investments help round out their portfolios by providing the fixed income element.
FAQ
Most frequent questions and answers
At Lendvest, our primary goal is to balance risk and return. As such, we emphasize on capital preservation while balancing the rate of return. Our total loan to value of our portfolio is currently 67% – well within our guidelines. We’re confident in our underwriting and deal selection to ensure that your investment is secure. We’re investors too!
As with equity markets and mutual funds, there are no guarantees. Having said that, the MIC is a debt holder, meaning that if a mortgage were to ever default we have the ability to foreclose to collect and recuperate whatever is owing to us. To date, Lendvest has not had any foreclosures due to our rigorus deal criteria
While we strive for all shareholders to be with us for the forseeable future and long term, we understand that you may have a need for your funds. Our minimum term is 1 year and 90 days notice is required for any withdrawls (we must make capital available as mortgages come for maturity should our clients have a withdrawl need)
While bank GIC’s are guaranteed, they offer considerably lower returns. As of today, the posted rate for a 1 year, locked in term , is 4.25% – less than half of our annual return. With inflation hovering around 8%, investing in traditional GIC’s errodes your future purchasing power.
There are no upfront fees for Investing with Lendvest.
